Point Credit Loan – New Japanese Loan
If you need to borrow several thousand crowns and do not want to go into the clutches of rogue non-banking companies, you might want to use the Point Credit loan. According to independent tests, it is one of the most honest non-banking companies on the Czech market. All credit terms are easy to find and 3.3% interest is almost unrivaled.
Fast loan with low fees
In the case of unexpected expenditures, the speed of obtaining the necessary financial amount plays a big role. The Point Credit loan is a non-bank financial product that allows you to have your cash available in a matter of minutes. Applications are usually handled within one hour and money can then be withdrawn at Sazka terminals or delivered to your bank account. As far as fees are concerned, you will pay the lender 33 crowns per month (3.3% of the loaned amount) for each thousand-crown loaned. No other non-banking company will offer you such a low interest rate.
- interest only 3,3%
- possibility to withdraw money at Sazka terminals
- possibility to send money to bank account
The maximum loan amount is CZK 4999
The Point Credit loan is not intended to cover better holidays or to invest in a car. This is a small loan needed to bridge the period before the next payday. You can borrow a maximum of 4999 crowns, which should be enough to pay for the accumulating bills or have enough to pay for other necessary monthly expenses. The maturity is adjusted for this purpose and is maximum one month.
Table of installments
|Loan amount||Repayment period||Charge||Interest||APR||Total to pay|
|CZK 1,000||30 days||0, – CZK*||0% *||0% *||1 000 Kč *||I am interested in|
|CZK 1,500||30 days||0, – CZK*||0% *||0% *||1 500 CZK *||I am interested in|
|CZK 2,000||30 days||66 CZK||3.3%||48%||2 066 CZK||I am interested in|
|CZK 3,000||30 days||99 CZK||3.3%||48%||3 099 CZK||I am interested in|
|4 000 CZK||30 days||132 Kč||3.3%||48%||4 132 CZK||I am interested in|
|4 999 CZK||30 days||165 CZK||3.3%||48%||5 165 CZK||I am interested in|
* Applies only to students in a special and time limited event. For all others, the interest rate is 3.3%.
Representative example: Loan amount 1,000 CZK – 30 days maturity – 33 CZK loan fee – 3,3% interest – total amount payable by the consumer 1,033 CZK – if the client pays 200 CZK within 14 days, the loan can be extended by another month – the fee for extending the maturity is 30 CZK per month
Without proof of income and no liability
Almost everyone can pay five thousand crowns after the payout. There is therefore no reason to burden the borrower with proof of income. Similarly, no liability is required. All you have to do is have no debt with Point Credit. Of course, you must also be over eighteen years old.
- provided to persons over eighteen years of age
- provided to persons with permanent residence in the Czech Republic
The maturity can be easily extended
Were you unable to save enough money from paying to pay the entire debt? You don’t have to worry about any huge sanctions. The Point Credit loan can be simply extended for a reasonable fee. More information about the extension method and fees resulting from this can be found directly at www.Pointcredit.cz.